11 SEPTEMBER 1926, Page 18

Our banks have not yet adopted transatlantic methods (such, for

instance, as watching the notices of births and writing to each happy mother to say " we have just opened a deposit account in your son's name with one dollar, contributed by ourselves, and have pleasure in enclosing pass-book "), but they are moving with the times. Messrs. Lloyds' have sent us an excellent pamphlet How to Use a Bank (W. H. Smith, 6d.) which is a thoroughly sound publication to put into the hands of any boy or girl about to start a banking account. There is no section on approaching managers for overdrafts, however.