15 NOVEMBER 1890, Page 44

On the Bank's Threshold. By W. Haig Millar. (S. W.

Part- ridge and Co.)—Mr. Millar gives a number of experiences— personal, or derived from others—much good advice and sagacious hints, not a few practical details, all of them designed, and well designed too, to assist the young banker. On the subject of lending, he is particularly copious and minute. Here is a maxim, for instance : " There are certain things which a bank should not touch, as the saying is, with a pair of tongs as a security. Such are mines and collieries." But surely, as to collieries at least, this must be taken cum gran.