16 DECEMBER 1911, Page 12

[To TEE EDITOR or Tax "SrEcrlion."1

SIR,—Why should the House of Lords pass an Insurance Bill which has not been properly discussed in the Commons, and which, so far as its inchoate nature enables it to be under- stood, is unpopular in the country? The Lords could throw it out, and it could never pass the House of Commons again in the same form. What has the House of Lords to fear P The Liberal Party has done its worst as regards the power of a Second Chamber. The excuse given by Lord Lansdowne for passing the Bill seems very lame. He becomes an accom- plice in the Insurance Bill by allowing it to pass. His argument is valid only as against amending the Bill, which the Lords could not reasonably undertake. But there is no reason why the Upper House should not reject a measure which it thinks unjust and unwise. The country will not appreciate the "cleverness" of this strategy. Is it too late for the House of Lords to vote according to its conscience, and

so relieve the country from a nightmare am, Sir, &c.,