MIDDLE-CLASS EXPENDITURE.
rre TUB EDITOR OF TUE " sr scriveroa."1
.SLE,—Referring to the correspondence in your columns as to proportionate expenditure, my experience may help families with moderate means. I have been in the habit, since marriage, of analysing my payments at the end of each year, and beg to send you the analysis for 1907, adding the propor- tion, approximately, as divided into tenths. I live in a large city, and have retired from my profession with an income exceeding E700. Tax D is deducted before dividends reach my bankers, so that no item of Income-tax paid appears. My life insurance is a paid-up policy. My two sons are at a public school as boarders ; we keep two servants; but spend very little on a town garden. I commend to parents the habit, of analysing expenses, so as to ascertain and compare year by year. It is also prudent as a check on pleasure and self.—
a Tenths. Bent 70 ... 1
Rates and fire insur- ) ances... 33 1- 79 1
Wages ... 37) Coal. gas, water 20 House repairs and furnishing... ... 9
House-book (food, 199 3 laundry, garden) and holiday apart- ments ... 170 Tenths.
Doctor, medicine, dentist, oculist ... 12 Literature, postage Clothes and personal (wife, £50; self,
Two sons, boarding school, clothes, &a. 156 16 Charity and home missions
Foreign missions
54 66 76 £720
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