BANKING IN JAPAN.
Once again the half-yearly financial statement of the Yokohama Specie Bank is an encouraging one. At the meeting held recently in Jain& the directors were able to announce a net profit for the half-year of 9,151,000 yen, which, in spite of the difficult times prevailing in Japan, shows a small increase compared with the preceding year. The dividend, which has for so long been paid at the rate of 12 per cent• per annum, is maintained, and a further sum of 3,000,000 yen has been added to the Reserve Fund,. these- allocations being the same as last year, while there is a moderate increase in the carry