The Insurance Register. (C. and E. Layton. ls.)—This very useful
publication has now reached its fortieth year of publica- tion. The abstracts are especially full of information. Taking first that of the fire insurance companies, we find an average ratio of 4874 of losses to the premium income (.812,505,241 to X25,659,603). The highest average during the last twenty years was in 1906, when it reached the very high figure of 89.72. Of individual companies the highest was 62.23, and the lowest .59 (.B62 4e. and 12s.). It should be explained that this amazingly low figure was obtained by a company which insures church buildings, parson- ages, and private houses, with furniture, &c. Under the heading of "Casualty Insurances" we have some interesting figures of rates charged. The lowest is for the clerical staff, 3s. per cent, on wages (with organists, vergers, sextons, &c., included, Is. (3d.) Outdoor servants of hotels, &c., keepers, &o., in lunatic asylums, and lift attendants are on the highest level, 20s. A private motor is charged £14 102. to insure indemnities ; for a horse-carriage in a town of less than fifty thousand inhabitants it is five shillings. Life insurance figures follow, and are not less useful.
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