22 JULY 1911, Page 25

Public Health and National Insurance. By H. Meredith Richards, M.D.

(P. S. King and Son. 6d. net)—Dr. Richards has had a large experience of medical work for public bodies. Ile is the Officer of Health and Sehool Medical Officer at Croydon, and was formerly a police surgeon. We cannot pretend to examine in detail his pamphlet, but we can say with confidence that it is well worth study. Dr. Richards is quite aware of the danger of malingering. A rural provident club is commonly able to guard against it. Ha rules are most rigid; the man who is receiving sick pay is not allowed to do anything like work, and is watched closely by his neighbours. In towns this watching is difficult. It is not that the working man is especially prone to this fraud. For the middle class no scheme of sick pay is poeeinte Insurance companies have made the attempt and found it impossible.