2 JANUARY 1909, Page 11

We should like to add a consideration to supplement Lord

Rosebery's admirable speech. Unless a man has saved something he cannot be or feel himself a free man. The man who has nothing put by, but lives merely from week to week, is always at a disadvantage, and cannot exercise that choice and independence in action which are the essential marks of a free man. Both in the case of his employer and of those from whom he buys he is very often, bound to take what is offered rather than what he would like. If, however, he has £100, or even. £50, put by, his freedom and choice of action are greatly enlarged, and he can take advantage of any opportunity that is offered him.