23 JULY 1932, page 21

Liql-ir, Resources,, In Thefirit - Plaee, Therefore, It...

of the total -.banking resources available at least 10 per cent. s hall;be kept unused, or to be more precise, shall be held till" money with large balances on deposit at the......

Deposit Rates And Loan Charges.

• Not only, however, is the earning power of banks affected by the large proportion of their funds which has to be employed at very low rates of interest to ensure safety and......

Strong, Reserves.

There is, however, another important point which must bp considered when endeavouring to judge fairly with regard to the ..eireunistances affecting bankers' profits. Let it he.......

Bankers' Investments.

But what of the .remaining balances ? Would it not be safe to employ the whole of them in making long-dated loans and overdrafts ? Assuredly not, for such a system would make it......

How Confidence Is Won.

With a full knowledge of that fact, those responsible for conducting the banks' affairs have to act in such a manner that this faith shall never be shaken for a moment. That can......

I :•,•• . Serving The National Interests I Think That

anyone who has followed my arguments thus far will see that ,any charge Of bankers' profiteering, based on the present 'apparent 'disparity between deposit rates and the charge......

- Large Outlays.

If those best acquainted with present-day banking methods were asked to say whether there were any directions in which bankers might be charged with any excessive outlays, it......