17 JUNE 1911, Page 12

[To TEM EDITOR OF THE " SFECTATOR."1 SIR, —With regard to

this Bill, is there to be no contracting out allowed under satisfactory alternatives" There are no doubt many, especially among those earning £100 a year and over, who would gladly be quit of the whole business and retain their independence in medical and other matters by taking out a sickness and accident policy with an insurance company. For a yearly premium of £1 one can get quite as good benefits as under the Government's scheme.—I am, Sir,

G. F. D.