11 MAY 1889, Page 14

INSURANCE AGAINST LOSS OF WORK.

[To THE EDITOR OF THE "SPECTATOR"] Sin,—I have only just seen your article of April 27th on Mr. Morley's speech, in which you suggest that what workmen need is insurance against the times when they are unemployed. A few months ago, I was conversing with an artisan at work in my house, and asked him whether he thought men could save, when they were in work, against the time when they were out of work. He replied that, judging from his own experience, they could not, but that he belonged to a Society that insured against loss of time. He paid so much a week, and had a right to ten times the amount when out of work. He added that he never had been out of work, If work was offered to any of the members at reduced wages, the Society decided whether they should accept them or come upon its funds. There was no question of "striking," only of being unemployed, as numbers of inferior workmen, and even good ones, are in the winter. I do not know if such, Societies are common among workmen.—I am, Sir, &c.,

E. P.