22 JUNE 1912, Page 12

[To THE EDITOR OP THE "SPECTATOR."] SIR, — Might I through your

kindly columns ask information from the advocates of the Insurance Bill as to the benefits to be derived from it by a private governess like myself P My first feeling was that I was being placed on some charity list ; ray next that I, no/ens volens, was being taxed for the benefit of outsiders. I understand that unless I am at least four days in bed, with a doctor in attendance, I receive no help from the funds paid in my name. Now as I do not remember ever being a week in bed with medical attendance, though I do go at times to my doctor for a tonic, I have the prospect of pay- ing out 13s. a year and receiving nothing in return. The 13s. alone would pay my doctor's bills and medicines twice or thrice over, and there are years when I have no such bills. Did the funds accumulate for a pension benefit to me, say, at sixty, I should have nothing to say, as private governesses are dis- qualified at an early age in the opinion of many; but as it stands I feel it a gross injustice to one who prefers being independent to accepting doles from Government. It comes doubly hard on one like myself with an invalid sister at home—unemployed, of course—and another sister, of necessity unemployed, taking care of the invalid and my mother. They need all my help, and now this needless tax has been put on me.—I am, Sir, &o., A PRIVATE GOVERNESS.