28 JUNE 1913, Page 32

AN INSURANCE ACT CONUNDRUM.

[To THE EDITOR OF THE " SFECTATOR:] Sin,—If Mr. J. E. Ward, who wrote to you in last week's Spectator, will refer to the National Insurance Act, clause 10, Section 4, Sub-section C, he will find that "in calculating arrears of contributions no account shall be taken of any arrears accruing in the case of an employed contributor during the first twelve months after the commencement of