18 JANUARY 1997, page 24

Pulling Together

Sir: In his review of Matt Ridley's excellent book, The Origins of Virtue (Books, 11 Jan- uary), Keith Ward accuses Dr Ridley of being 'held captive by the metaphor he has......

Letters Misleading Card

Sir: In March 1995, I queried the rate of exchange used on a large foreign transac- tion on my NatWest Visa card. Because the rate they had used was outside the high and the low......

Personal Opinion

Sir: I am a great admirer of Matthew Par- ris's journalism and nearly always find his contributions to 'Another voice' invigorat- ing. Sometimes, however, his tone strikes me as......

Specator

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