23 APRIL 1932, Page 15

THE BRITISH PROVIDENT ASSOCIATION [To the Editor of the Sezersvon.]

feel that many readers of your paper will be interested in the British Provident Association schemes. At present, with the advent of serious illness, men and women of moderate means and their families are left to a large extent unprovidcd for. They have often to pay more than they can afford for proper treatment or else compete with people poorer than themselves for accommodation in the ordinary wards of the hospitals. It is for the sole purpose of helping them that the British Provident Association has been formed. The cost of a properly equipped private bed is £1,000 and it suffices for the sickness needs of 100 families. Each head of a family, therefore, by making one capital payment of £10 can secure for himself and his family the first call upon such a bed and ensure that when occupying it he will be charged an economic rate within his means. He can then by paying a yearly subscription of moderate amount provide against the cost of maintenance in such a bed and also against con- sultant's fees and surgeon's fees.

Subscribers can enrol themselves under either or both of the schemes briefly described above, but it is the combination of the two schemes which has been specially designed to afford the most comprehensive solution. The scheme of mutual provision has been submitted to a prolonged practical test, and framed so as to offer a wide range of subscriptions suited to varying incomes.

The Association exists solely to help. It can make no profits, and any surplus realized must be used for the benefit of Subscribers. It earnestly invites inquiries from all those who may be interested, and these should be addressed to tbC Director at 80 Lancaster Gate, W. am, Sir, &c.,

LLOYD,

('hairinan, on behalf of the Executive Council. 30 Cansaster Gate, W.2.