BANKERS' FIRST DUTY.
But now let us look a little more closely into the condi- tion covering the general conduct of a bank's business, and incidentally the matter of profit earnings. The first duty of the banker is, obviously, to earn the confidence of the depositor with regard to the safety of the money de- posited. If the possessors of current accounts at a bank were not absolutely sure that by drawing a cheque upon the amount in their account even down to the last penny remaining there, there would be instant payment over the counter, and if there were not equal certainty that money on deposit at seven days' notice would be instantly repaid however large the amount, on giving such notice, then the deposit's of the banks would melt like snow and our whole banking system would be at an end.