OFFICERS' LIFE INSURANCES.
[To THE EDITOR OE THE "SPECTATOR."] Sin,—Why should not some of us elderly stay-at-homes, who can afford it, offer to help relatives and close friends who are going or gone to the front with the additional premiums they have to pay on their life insurances because of war risks P It seems hard that a young married man, who is ready to risk his life in his country's service, should be told by his insurance office that he will be heavily fined for doing so. And yet this will be the case in effect unless he is prepared to surrender the provision he has been making to the best of his ability for wife and children. In a case known to me the additional premium demanded is five guineas per cent. upon the total sum assured. Possibly this may be exceptionally high owing to the special form of this insurance, but, anyway, the fact that he has to pay additional insurance must be a cause for special anxiety to many a volunteer or Reservist called up, and is one of which he might very properly be relieved by some of those closely connected with him or even out of relief