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Economically it would not very much matter which of these

plane was adopted. Our own predilection is for the third, but since the Government adopted the principles set forth in the first for marine insurance, it would perhaps be more con- venient to adopt that.. In any case, the Government ought to act promptly, and to announce that they will themselves give cover "from to-day," until they have been able to determine which is the best scheme to adopt. The business community of the capital, and also of our great coast towns, desire to be given a sense of economic security, and since it is in the power of the Government to give it to them, the Government should do it.

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