" ALL-IN " . INSURANCE
[To the Editor of the SPECTATOR.] Sia,—I am in full agreement with the letter. of Mr. C. A. Moss, but there is one point to which he has not drawn attention, viz., the- reward which ought to be given to the person who looks after his health, and consequently does not draw much, if any, benefit from the scheme. until he retires. Wouldi it not be possible to giVe him a larger pension, or a lump sum on his retirement according to hiS payments and receipts ?.- Further,' it is the employers—particularly those who are fighting competition in the world's markets---who should be called upon to express their- views on this scheme. Many of them are finding it exceedingly difficult to hold their own, owing to the present heavy burden of taxation, and further the firms who provide healthy workshopS, offices, recreations, &e., for their employees, together with their employees, are now and would be under the proposed scheme penal'a-xl unfairly against the other firms whose places of employment are not such as conduce to good health. I would also particularly emphasize the point made by Mr. Moss, viz., that employers should be encouraged to take a leading part in the working of the proposed scheme, because they know far better than any Labour Exchanges or other Government Departments the life and character of the men in their employ, and one of the great evils from which we are all suffering at the present time is the huge -bureaucracy of this country.—I am, Sir, &c.,
Tiros. J. JAMESON.
Langleigh, 9 Devonshire Road, Tolley Rise, Sheffield.
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